If you're looking for a solid and affordable way to protect your identity, LifeLock Standard is an excellent starting point. It's the most budget-friendly plan LifeLock offers, but don't let the lower price fool you—this plan still packs a punch when it comes to protecting your personal information. Whether you're concerned about dark web threats or basic identity theft, LifeLock Standard covers the essentials to help safeguard your data.
What's Included in LifeLock Standard?
The LifeLock Standard Plan offers a suite of features that provide core identity theft protection at a price that won't break the bank. Here's a closer look at what you get:
- Social Security Number and Identity Alerts.
One of the most critical parts of identity theft protection is monitoring your Social Security number. The LifeLock Standard Plan keeps an eye on how and where your SSN is being used, sending you alerts if it's detected in suspicious activity—like someone trying to open a credit card or take out a loan in your name.
- Dark Web Monitoring.
The dark web is where stolen personal information often ends up, but most people have no idea when their data gets exposed there. LifeLock's dark web monitoring scans the shadowy parts of the internet for your data—such as your name, SSN, or email address—and notifies you if any of your details are found.
- Stolen Funds Reimbursement up to $25,000.
If your identity is stolen and your money is taken, LifeLock Standard provides up to $25,000 in reimbursement for stolen funds. While this coverage is less than the higher-tier plans, it's still a significant safety net that ensures you're not left empty-handed in case of financial fraud.
- Credit Monitoring (1 Bureau).
Though it doesn't monitor all three major credit bureaus, LifeLock Standard includes credit monitoring from one bureau (Equifax). You'll receive alerts for any major changes to your credit report, such as new accounts or inquiries, helping you catch potential identity theft before it spirals out of control.
- Identity Restoration Support.
If your identity is stolen, you won't have to go it alone. LifeLock provides 24/7 support with a dedicated restoration specialist who will guide you through the recovery process. From filing paperwork to working with financial institutions, LifeLock makes the aftermath of identity theft much easier to manage.
LifeLock Standard Pricing
The LifeLock Standard Plan is designed to be accessible to everyone, with a starting price of $9.99 per month for the first year. After the promotional period, the price increases depending on renewal rates and any ongoing promotions, but it remains one of the most competitively priced identity theft protection options available.
For those looking to save even more, LifeLock often runs special promotions and discounts for annual subscriptions, so it's worth checking for the latest deals before signing up.
What Does LifeLock Standard Protect Against?
Even though LifeLock Standard is the entry-level option, it still shields you from a wide range of threats. Here's a list of the key dangers this plan helps you avoid:
- Identity Theft - Monitoring your SSN and personal information for misuse.
- Financial Fraud - Alerts for unauthorized access or transactions involving your bank accounts and credit.
- Dark Web Exposure - Scanning of dark web markets and forums where your stolen information might be sold or traded.
- Credit Fraud - Monitoring one credit bureau for unauthorized credit activity.
- Account Takeovers - Detection of suspicious activity on bank accounts and social media accounts, preventing fraudsters from hijacking your online presence.
- Data Breaches - Alerts if your data is found in a major data breach, allowing you to act quickly and prevent further harm.
Why Choose LifeLock Standard?
LifeLock Standard provides essential, no-nonsense protection for those who want to keep their identity safe without spending a fortune. While it doesn't offer the bells and whistles of higher-tier plans, it still covers the most common threats like Social Security fraud, financial scams, and dark web exposure.
If you're looking for affordable identity protection that gets the basics right, LifeLock Standard is an excellent choice. With real-time alerts, monitoring of key financial and personal details, and the added security of funds reimbursement, this plan is a great starting point for anyone looking to protect their identity in an increasingly digital world.
