If you're looking for identity theft protection that goes beyond the basics, LifeLock Advantage is a great middle-ground option. Offering more coverage than the Standard plan, but at a lower cost than Ultimate Plus, the Advantage plan is designed for those who want stronger protection without going overboard. From expanded credit monitoring to enhanced alerts for suspicious activity, LifeLock Advantage gives you peace of mind with a solid balance of price and protection.
What's Included in LifeLock Advantage?
The LifeLock Advantage Plan offers a robust set of features that improve upon the basics, helping you catch identity theft before it becomes a bigger issue. Here's what you can expect from this mid-tier plan:
- One-Bureau Credit Monitoring
While the Standard plan offers basic credit monitoring, LifeLock Advantage steps things up by monitoring your credit report with one major bureau (typically Equifax). You'll receive alerts when new accounts are opened or if suspicious activity is detected, giving you the chance to act fast.
- Stolen Funds Reimbursement up to $100,000
In the unfortunate event that your identity is stolen and your funds are taken, LifeLock Advantage provides reimbursement for up to $100,000. This is a significant upgrade from the $25,000 offered with the Standard plan, giving you a larger safety net in case of financial fraud.
- Bank and Credit Account Alerts
LifeLock Advantage keeps a close eye on your bank accounts and credit cards. If any suspicious activity or large transactions occur, such as withdrawals or purchases outside of your typical behavior, LifeLock sends you an alert. This can help prevent fraud before it escalates.
- Dark Web Monitoring
Like all LifeLock plans, Advantage monitors the dark web for your personal information. If your Social Security number, credit card details, or other sensitive information is found being traded or sold online, you'll be notified immediately.
- SSN and Credit Alerts
Your Social Security number (SSN) is at the heart of most identity theft crimes. LifeLock Advantage monitors how your SSN is being used and sends you alerts if it's detected in unusual activity, such as new applications for loans or government benefits in your name.
- Lost Wallet Protection
If you misplace your wallet, LifeLock helps you cancel and replace your credit cards and IDs, preventing any unauthorized use of your information.
- Identity Restoration Support
One of the standout features of LifeLock is its 24/7 restoration support. If your identity is compromised, LifeLock assigns a dedicated identity restoration specialist to guide you through the recovery process. Whether it's filing paperwork, contacting financial institutions, or resolving fraudulent accounts, LifeLock's team has your back.
LifeLock Advantage Pricing
The LifeLock Advantage Plan starts at $17.99 per month for the first year. After the first 12 months, the price adjusts depending on promotions or renewals, but it remains a cost-effective option for individuals seeking enhanced identity protection. If you're looking for a step up from the basic LifeLock Standard plan without diving into the premium Ultimate Plus tier, this plan provides great value for the price.
Make sure to check frequently for LifeLock discounts and promo codes, particularly for new customers. Be sure to check for the latest promotions that can help reduce your first-year cost even further.
What Threats Does LifeLock Advantage Protect Against?
LifeLock Advantage protects you from a wide range of identity theft threats, helping you stay ahead of fraudsters and cybercriminals. Here's a list of the key threats covered by this plan:
- Identity Theft - Monitors your SSN, personal details, and credit report for signs of fraud.
- Financial Fraud - Sends alerts if unauthorized transactions or account takeovers are detected on your bank or credit accounts.
- Credit Fraud - Monitors one major credit bureau for suspicious activity, such as new credit accounts or inquiries.
- Dark Web Exposure - Scans the dark web for your personal information, like email addresses, credit card details, and SSNs.
- Lost Wallet Fraud - Helps cancel and replace lost or stolen credit cards and IDs before they're misused.
- Unauthorized Loan Applications - Alerts you if someone tries to use your SSN to apply for credit, loans, or government benefits.
- Account Takeover - Alerts for any unusual activity or changes to your existing financial accounts, such as large withdrawals or transfers.
Why Choose LifeLock Advantage?
LifeLock Advantage strikes a perfect balance between cost and comprehensive protection, making it ideal for individuals who want more than basic coverage but don't necessarily need the premium features of the Ultimate Plus plan. The additional protection for credit monitoring, stolen funds reimbursement, and bank account alerts provides critical safeguards, ensuring you're alerted to potential fraud as soon as it happens.
With up to $100,000 in stolen funds reimbursement and around-the-clock identity restoration support, LifeLock Advantage offers excellent value for its price point. It's perfect for anyone looking to level up their identity protection without committing to the higher costs of top-tier services.
